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Build Credit, Not Debt

HABIT 004: BUILD CREDIT, NOT DEBT. — “Beware of little expenses; a small leak will sink a great ship.” ~Benjamin Franklin Having a High Credit

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Developing a Fitness Routine

HABIT 003: DEVELOP A REGULAR FITNESS ROUTINE, EVEN IF IT’S A SIMPLE ONE. — Moderate-to-High intensity exercise performed for 35 minutes significantly lowered depression symptoms

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